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Consumer Handbook on Adjustable Rate Mortgages

Identifies the basic features of adjustable rate mortgages: adjustment periods, interest rate caps, indexes, and margins. Includes cautions about discounts, payment caps, negative amortization, and prepayments. Provides a glossary of key terms and a checklist to compare mortgage lender rates.
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Consumer Handbook to Mortgage Settlement Costs
Outlines the fees involved in home purchase settlement, including mortgage and lender fees, and charges for establishing and transferring ownership. Provides information on settlement cost estimates and includes a settlement cost worksheet.

Visit: The Federal Reserve Board - A Consumer's Guide to Mortgage Settlement Costs