Buying a home can be one of the most rewarding, but challenging, decisions you will make.  The Capstone First-time Homebuyer Program ensures a smooth process.  We work with you every step of the way, keep you updated, and take care of every detail.  
With Capstone, you’ll never experience the headaches of last-minute surprises.

A home is a valuable investment and important financial tool.  Trust Capstone to help you explore all of your mortgage options and provide a mortgage that’s tailor-made for your unique requirements.  We offer several limited down payment options to assist first-time homebuyers. 

Here are some tips & resources to help navigate your home purchase:

• Before shopping, get pre-approved for a mortgage and know how much you can afford.
• Read the Five Steps to Homeownership for useful tips about how to prepare to buy your first home and improve your purchasing power.
• A tax credit of up to $8,000 is available for qualified first-time homebuyers (buyers who haven’t owned a home in three years) purchasing a principal residence between November 7, 2009 and April 30, 2010.  An additional 60 days (until June 30,2010) is allowed to complete the transaction.  To learn more, visit Federal Housing Tax Credit.
• For additional information, check out the Federal Housing Administration’s 100 Questions and Answers About Buying a New Home.